Settled Debt listed as claim.

[spidge]

I settled a debt a year before we filed our CH 13 and they show up as a claim on or list. Should I bring it to the attention of the attorney or just let it ride as they are way down on the list to get paid. It may make a $5 difference at most per month. Or is it acceptable for them to make a claim for the remaining ballance that was written off and reported to the IRS.

[helpmeout]

I would ask your attorney about it.

[kornellred]

Do you have proof that the debt was settled? If you do, then it does not matter what the creditor does. Even if you have no proof, it still doesn't matter what the creditor does, because if they file a claim, your trustee will pay them out of your plan and any remainder will be discharged.

[spidge]

I have all the written correspondences and the tax form (1099 I think it is) they provided to the IRS. So they took the tax advantage already so they would be double dipping unless they spend the money to amend. So maybe I should just to keep them in check.

[DorothyHick]

Oh yah, better consult to people in real.

[newbie2]

I have all the written correspondences and the tax form (1099 I think it is) they provided to the IRS. So they took the tax advantage already so they would be double dipping unless they spend the money to amend. So maybe I should just to keep them in check.

Give copies of everything you have to your attorney and have him/her file an objection to the claim.

[frogger]

Give copies of everything you have to your attorney and have him/her file an objection to the claim.

That is correct. Provided you have supporting documentation, this one will get kicked out rather easily.

Good luck.

[walkthaplank]

I don't care if it only costs you a nickel, you settled the debt, you incurred the tax liability associated with it. They shouldn't get a penny more out of you. Dispute the claim.