Filed!!!
I went yesterday and got everything filed. We have our court number! 
I feel so much better now. Still ashamed of what happened to put us here, but relief at the same time. When we went for our original meeting with the atty he figured we would have to pay $160.00 a month for 5 years. Yesterday when they did it, we will be paying $110 a month for 3 years. He said we were almost not able to do it, b/c we did not have to pay anything back but since we had to go 13 (prior 7 6 years ago 
) that we would have to do a 13. I am not sure exactly what he means by any of it, but they claim they know what they are doing, and they are a very reputable company.
I feel so much better now. Still ashamed of what happened to put us here, but relief at the same time. When we went for our original meeting with the atty he figured we would have to pay $160.00 a month for 5 years. Yesterday when they did it, we will be paying $110 a month for 3 years. He said we were almost not able to do it, b/c we did not have to pay anything back but since we had to go 13 (prior 7 6 years ago ) that we would have to do a 13. I am not sure exactly what he means by any of it, but they claim they know what they are doing, and they are a very reputable company.
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