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    Chapter 13 question

    Hello,

    Have not posted since I filed in March 2009, so here is my question..... When does a 60 month plan start counting? From my file date(March 27,2012) or my confirmation date(August 1,2012)? I made my first payment to the trustee's office at the end of March 2009. Thanks!
    Filed Ch 13 Mar 27, 2009, 341 meeting May 8, 2009, Confirmed Aug, 2009
    Anticipated freedom party Aug 2014

    #2
    It depends on the district. I believe Michigan counts from confirmation.
    ~Staci
    Not an attorney, and never played one on tv. My responses are based on my own experiences & personal opinions.)

    Comment


      #3
      Sorry to be the bearer of bad news, but for Michigan it is 60 months from date of confirmation. How do I know? Well I live in Michigan. I filed in March of 2007 and wasn't confirmed until August 2007. The 60 month clock didn't start clicking until August. I just made my last payment this month in a 60 month plan even though I made 65 monthly payments.
      Chp 13: Filed 3/26/2007

      11/5/2012 - 68 Months and finally free!

      Comment

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