Another twist in my road to 13

[DOA]

Well, I gained another $2831 in medical bills that will have to be paid from my latest stint in the hospital. That in and of itself was unavoidable and will have to be dealt with. But this week my company had a "benefits" meeting. It seems my company no longer intends to pay the majority of our health care coverage, company wide, not just me. My monthly premium is currently $134 a month on BC/BS, and the plan isn't too bad. Our new carrier is Health Partners, and the monthly premium for me and mine will be $428 starting June 1. Deductible has been raised to $1000 from $500, out of pocket raised from $3k to $4K and they put a three million dollar cap per family lifetime on the policy. So, between my new medical bills and anoth $294 per month additional for health care, my plan payment is going to have to drop. Right now our plan, unconfirmed at this point, is $980 per month. "IF" I can get my medical bills broken down over the next 36 months they will be another $78 total outgoing per month. So the $294 plus the $78 totals up to $372 more out go, and they gotta take that off the plan dropping it to $608 a month right? Something has to give, cause the stress is killing me. Depression is setting in. Between my health, my mothers passing recently, and this f'ing bk I am stressed to my limits.

[arkienurse]

Oh DOA, I feel for you. Don't really have any advice, but man do I feel for you. Surely to goodness they will adjust your payments. Have you been able to talk to your lawyer yet?

Sending up healthy vibes for you.

[SinkingFast]

Kinda the same news we got this week as well.

Hubby's company works on a June 1 to May 31 fiscal year as far as benefits are concerned.

They've dropped our Medical Carrier. We're gonna be with a whole new company. It was available last year, but we opted not to use it because it was crappier coverage.

So guess where we are now??!! With the crappier coverage company. Costs went up. Deductibles went up. Routine doctor's visits went from $15 to $20. Things that were covered before aren't now. Copays for some things that had been 80% are now 50%.

Employers shifting more and more of the burden to employees,........ Yet again!

It's kinda like a mid-year pay decrease.

I feel for ya DOA. About the only thing we can do is be thankful that we still have some sort of medical coverage. Even tho it costs more, it's better than nothing at all.

[Minnymouth]

DOA - Contact your attorney and request a change in your payment plan to accomodate the incease in your health care premiums.....
You will likely have to "prove" this to the Trustee so have documents.......

[DOA]

Actually, I just got an email back from my attorney. The new health care coverage cost, along with new higher prescription cost(doubling with new carrier), as well as my wife encurring some new medical bills this month has caused my attorney to ask for documentation to present the trustee. She'll have it tomorrow. These things coupled with the fact I have continual health issues that HAVE to be dealt with due to CHF have made her decide she is going to try and speak to a conversion to 7. Because even if they lower the plan today, I have another $4000 hospital stay shceduled for the end of June as follow up that is "necessary", and will continue to have maintenance visits including ECG's every 6 months for at least several years. And those are $1800 a pop. So before my plan ever reached it's end I would be upside down. She's going to lay it all out in black and white with letters from my physicians and so forth. We shall see.

[jane taylor]

Bless you, DOA!!! My husband is facing major surgery this summer and I don't know just yet what we will do. I also have a chronic illness and really need to see the rheumatologist. I am upfront and honest with all the doctors and so far they have been willing to work with me.

jane