Credit score

[angel7821]

Last night I checked Credit.com and it shows my score at 721 Credit Sesame is showing 682 and Credit Karma shows 651. So I guess I am happy with that. Cap One is reporting my 2 cards that were IIB with balances owed yet. So if that is not reported correctly after discharge I will be disputing.

[Andyman]

I just checked credit karma and mine is 580. Well, that's life!

[angel7821]

I just checked credit karma and mine is 580. Well, that's life!

Hang in there Andyman things will get better.

[jange]

So you have 3 bank accounts? Target works from your bank account right? I was going to get it, but passed up because I knew my credit score would not pass the test. The discount is nice though.

I have 2 bank accounts, my regular checking account and then I have an ING savings & checking account. I use it more for savings but they throw in the free checking with the debit card so I got one. the Target debit card does not have a credit check only their credit card. I always said no before, because I was always thinking of their credit card. But so yes I now have 3 debit cards and if you count my FSA medical account I have 4 debit cards...yikes...good thing they are not credit!!!

[DirkDiggler]

Yes, Target has a debit card now. It withdraws from your existing bank account each time you make a purchase. Each time you use it, you get a 5% discount AND free shipping online with no minimum purchase (great for clearance items!). There is no credit check.

I love the Target debit card, except for the fact it takes a good 4 days for the funds to be taken out of the checking account, I wish it would be instant like all other debit purchases

[dmc-2008]

Does it come out of checking? Is the bonus that you get % off if you use it?

[jange]

For the debit card, I think that is how they set them up. They needed a blank check, which they ran through the register and gave back to me. You get 5% off your total purchase when you use the card. I'm not sure you can use it otherplaces. I didn't read everything but I thought it was just for Target. Someone can correct me if I'm wrong.

[DirkDiggler]

Yes, the Target Debit Card is tied to your checking account and you can use it at any Target store and Target.com. You get 5% off purchases using the card in the store and you get the 5% off and free shipping.

[ksgirl38]

Just checked mine and it's at 700 so rebuilding hasn't been all that hard at all considering I haven't done much.