Forum Rules (Everyone Must Read!!!) (updated: 04/28/2015)

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After 341 Meeting

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  • After 341 Meeting

    Hi there!
    I filed myself with the help of guides and the internet and I feel pretty confident about everything. I filed 8/7. I had my 341 meeting on 9/12 and on 9/13 the trustee filed a report of no distribution on PACER. The only document the BK trustee requested of me was last years tax returns which I supplied 10 days before the 341 meeting. The meeting itself went fine... simple questions followed by asking me if I knew I could file Ch. 13 (I don't make enough for monthly payments or else I would have) and notifying me that I completely forgot to include a schedule C but other than that the questions were the same as everyone else.

    I was fully prepared to submit bank statements and pay stubs but they were never asked for. I kept them, just in case. Is it normal to not be asked to show documentation of anything? The trustee didn't seem very interested in my case, which is good. My 10 days for the presumption of abuse will be Wednesday of this coming week (27th). I'm not entirely worried about it because I fall much below the median (Indiana median is over $40,000 - I haven't even made $15,000 this year and last year I made less than $9000).

    This 10 day timeline has me freaking out! Not because I'm hiding anything but because I really want this and I'm just paranoid about it going wrong I guess. The only flags on my account currently are about "awaiting 341" (which passed...) and something about paying in installments (which I am).

    I need to submit an amended C schedule, a payment that is due in October (I like to be early), and my second course we're required to take which I plan to do later this week.

    Sorry for the rant! My question was about the documentation, just wanted to give a summary of my case.

  • #2
    I'm in Indiana also, and we had our 341 meeting 8/23. Trustee didn't seem interested in much of anything, except wanting part of our tax refund when it comes -- which was expected. He actually realized this at the last second, after he'd already said "no asset". Then he says, "wait -- I made a mistake". About gave me a heart attack. I wonder if we had the same guy? Sorry I can't help with your question. Of course, just hold on to everything in case they do ask for it.


    • #3
      Originally posted by Chrysalis View Post
      I'm in Indiana also, and we had our 341 meeting 8/23. Trustee didn't seem interested in much of anything, except wanting part of our tax refund when it comes -- which was expected. He actually realized this at the last second, after he'd already said "no asset". Then he says, "wait -- I made a mistake". About gave me a heart attack. I wonder if we had the same guy? Sorry I can't help with your question. Of course, just hold on to everything in case they do ask for it.
      I received a letter about 2 weeks before our 341 meeting asking me to send in the tax return 10 days prior to the meeting. Not much of an advance but I was requested to send them in before the meeting. Ours is the Hammond division since I like in Porter Co (Valparaiso to be exact). It may be the same guy. I guess his lack of interest isn't helping me feel at ease!


      • #4
        I had already supplied previous years' tax returns to our attorney. What he wants now is part of the refund we may (or may not) be receiving in 2018. We had our meeting in Indy, so -- not the same guy. Good luck with your case! I'm sure all will be fine.


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