Judgements and Chapter 7 (CA)

[Farrahs]

Is it true that judgements are not automatically dismissed in Chapter 7? Where are they to be listed in the bk papers, and is listing them enough? I am planning to file Chapter 7 and if anyone knows the procedure to discharge judgements PLEASE REPLY.
Thanks

[Diane143]

Judgements listed are discharged depending on what kind they are. Run of the mill credit card judgements etc. We will be getting our eviction judgment discharged but if you commit a crime that had fees attached that may not be a dischargable judgement. Also, You have to go officially vacate a judgment through court proceedure if you can prove the judgement was in error and needed to be wiped off your record. i have heard that it is possible to claim bankruptcy as a good excuse to have it wiped clean but not sure how it is done. Get a lawyer.

[HHM]

If you have civil judgments against you, get a lawyer to handle you BK. Generally, you have to file a Motion to Avoid Lien in order to discharge a judgment, such a motion is an additional proceeding in BK court, simply listing the judgment in you BK paperwork does not extinquish the lien that is created by the judgment.