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If someone wants to keep it and continue to pay for it but not reaffirm they can ,it is an option that keeps you from the fear of reposession and it also protects you from future liability.
That is exactly what I want to do. I want to keep the computer, keep paying for it(althoughh I am 2 payments behind)and not reaffirm. Is this possible? I am not interested in some legal situation where the first time I miss a payment, somebody is knocking on the door trying to get their property....I am not sure what they do if you do miss a payment with affirmation or not, but I do not want to take the chance.
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