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    payday loans

    okay guys.....remember i told you that the payday loans still were able to debit my account..even though i closed my account....i called them..and they will not remove my bank info w/out putting new bank info in there...so they will continue to debit the account...and my bank will allow them to do it until after 30days has passed. They wont even except a letter telling them i no longer authorize the debits of my account. They are supposed to debit again on the 14th...i dont know what to do now....any advice is needed.....remember..the bank is where i work

    #2
    File BK already

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      #3
      Originally posted by tiredofdebt View Post
      okay guys.....remember i told you that the payday loans still were able to debit my account..even though i closed my account....i called them..and they will not remove my bank info w/out putting new bank info in there...so they will continue to debit the account...and my bank will allow them to do it until after 30days has passed. They wont even except a letter telling them i no longer authorize the debits of my account. They are supposed to debit again on the 14th...i dont know what to do now....any advice is needed.....remember..the bank is where i work
      oh, tired...I've so been where you are right now. I sympathize.

      can your bank not put stop payments on the ACH debits if you tell them the exact amount of each one? BofA did that for me and said they would stay in effect for 6 months.
      09/12/07 - filed chapter 7 10/17/07 - 341 meeting
      12/27/07 - discharged!
      scores at filing TU 508 EX 517 EQ 518 [ouch]
      scores as of 8/08 - TU 567 EX 546 EQ 590

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        #4
        If you are about to file, do a stop payment this will put a stop to it. that is what we did about two weeks before we filed. You also may want to consider either changing bank accounts or starting another account with the same bank.
        Success is reachable, stretch out your arm and grab it.

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          #5
          i had to explain to my bank that i had hardship reasons toclose my account,but i had to show that i tried to contact all payday loans the online payday loans that is.These folks are the worst no valuable contact info the reason for this is to explode the finance charge to make your bill higher or to be evasive for thier wrong doing. i was able to bankrupt on all these guys.my mom lost her insurance and it had to come from somewhere she has alzheimers. she was handing her own bills but she slipped in memory.any how,things are much better now hope this helps someone here
          CH. 7 Filed 4/4/07 done DISCHARGED AND CASE CLOSED 7/10/07 approved auto loan 3/082005 ford escape 14500
          all cc balances paid in full after transactions credit report disputes raised fico 25 points fico 8/07 448 fico 4/08 595

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            #6
            I'd open an account at another bank if they are not willing to work with you and then list the current bank in the bankruptcy to remove all the NSFs and overdraft charges.
            May 31st, 2007: Petition Filed by my lawyer
            July 2nd, 2007: 341 Meeting Held
            September 4th, 2007: Discharged and Closed.

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