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glad but unsure

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    glad but unsure

    good morning everyone.....well it's here.....I've read the 341 notice and deadlines to make sure and in fact today, september 25, 2007 is the last day for creditors I listed to object....I am happy about this and know there is little chance any will object...
    Here is where I am puzzled.....as you know, I wished to file an ammendment to schedule F listing a secondary HSBC account
    along with the collection agency that bought it and another one where the original creditor was listed but LVNV as the collection agency was not and need to list sears as the original creditor even though the law firm that bought the sears account was listed.....4 Items in all.....
    confused ? hope not............anyway, I tried to contact lawyer...
    sent him another page for schedule F with these additions and check for 220.00 to file this.........now this is it.....I know these
    creditors listed on the original can't come after me after today......the
    additional ones to be listed are not owed large sums of money and are unsecured debt........I do
    believe they would have been discharged anyway.......there are no assets and no abuse concerning these additions...........
    how will this affect my discharge? will I still get it in a couple days? can my atty file the ammendment to F after the discharge
    but before closing????? If he does, can they overturn the discharge for the time being ? I think my judgement avoidance hearing will not affect discharge but may delay closing the case......I am not worried just puzzled about why atty is waiting until after last day for objections to file this ammendment.....would the filed ammendment show up on pacer? sorry for the long post......
    eager to get the whole darn thing behind me......you all have a wonderful day..........God bless us all............guzzie
    Last edited by guzzie; 09-25-2007, 02:23 PM.
    case filed : 6 -5-2007 :blush2:
    DISCHARGED ...9-26-2007..:yahoo::yahoo:
    case closed : 11-13-2007 :yahoo::yahoo:

    #2
    From my understanding, in a No Asset Ch.7, all debts are discharged, even though the debt or creditor may not be listed. You may not need to amend your petition at all. You should have had to simply send a copy of your discharge or have your attorney contact the creditor stating so and that should be the end of this.
    Bankruptcy History:
    Chapter 7 filed - 10/12/2005 - Asset
    Discharged - 02/16/2006
    Case Closed - 11/08/2007

    A banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain ~ Mark Twain

    All suggestions are based on personal experience and research and SHOULD NOT be construed as legal advice as I am NOT an attorney. Always consult with competent counsel in your area with regards to your particular situation.

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      #3
      thank you.....maybe that is all he will do........going back to work now.....hope this day is over quickly........guzzie
      case filed : 6 -5-2007 :blush2:
      DISCHARGED ...9-26-2007..:yahoo::yahoo:
      case closed : 11-13-2007 :yahoo::yahoo:

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        #4
        you had to pay 220 to ammend? it only cost 26 for me or is that with the lawyer fee
        Sometimes life make you deal with ugly and hateful people ,just think of them as sand paper. They may scratch you and rub you the wrong way but eventually you end up smooth and polished and the sand paper becomes old and worn out.

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          #5
          with the lawer fee........thanks for responding........
          case filed : 6 -5-2007 :blush2:
          DISCHARGED ...9-26-2007..:yahoo::yahoo:
          case closed : 11-13-2007 :yahoo::yahoo:

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            #6
            What BassBoy said is 100% correct!
            I had 2 collections on mine that I had forgotten to include, but they WERE covered!
            BUSY running my own credit repair services! Sorry I don't stop in so often any more!

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              #7
              which is why I'm not concerned and in 5 and 1/2 hours I will still consider myself debt free
              and I don't know what I would have done without this forum !!!!!! what a blessing.....
              alot of good people on here.....guzzie
              case filed : 6 -5-2007 :blush2:
              DISCHARGED ...9-26-2007..:yahoo::yahoo:
              case closed : 11-13-2007 :yahoo::yahoo:

              Comment

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