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    Finally filed today

    The Courthouse in my area is brand new, so new that they are still doing 341 meetings in the old building. I went in at 4:00, everyone was sitting around waiting for the weekend to start. Took me all of 15 minutes, and that was because I had to go next door to the bank to get change to pay my first installment. I left my cellphone at the security desk, and they called me at home and then WAITED until I drove back to get it. (Only four miles but still a nice thing to do) It actually would have been a nice experience if I wasn't filing for bankruptcy.

    Now for all the phone calls to stop, my checking account to be released, and the garnishment to stop. I guess I should feel relieved but I still feel like a loser.
    Filed Chapter 7 pro se 09/28/07
    341 on 10/25/07-no asset case
    341 held, awaiting discharge

    #2
    Congratulations!!!!

    We filed yesterday. It's a great feeling. Had a couple of calls last night, a few this morning. Told them I filed and gave them the case number and attorney name and it has been quiet all day. Feels good.

    Don't feel like a loser. I know I did for the last couple of months. BK means a second chance, and we all deserve that. You are not alone. Things will only get better.

    Good Luck!!! Hope you stay well and things work out for you.
    Last edited by ARO96; 09-28-2007, 03:40 PM.
    9/27/07 Chapter 7 Filed

    11/13/07 341 Meeting

    Comment


      #3
      Congrats! BK is the best thing I ever did for myself, I (and you) deserve a second chance, and I can't wait to move on with my life!
      Filed Chapter 7: 07-31-2007 :clapping:
      341 meeting: 08-30-2007 :yahoo:
      Last Day for Objections: 10-29-2007 :unsure:
      Discharged & Closed: 10-30-2007 :yahoo::clapping::yahoo:

      Comment


        #4
        Thanks for the good wishes. I hope everything works out for all of us.
        Filed Chapter 7 pro se 09/28/07
        341 on 10/25/07-no asset case
        341 held, awaiting discharge

        Comment


          #5
          Originally posted by justrock View Post
          Thanks for the good wishes. I hope everything works out for all of us.
          It will! Don't feel like a loser....you are a WINNER!
          Filed Ch. 7 June 14, 2007
          341 Meeting July 19, 2007
          Discharged September 17, 2007
          Closed September 17, 2007

          Comment


            #6
            Filing BK does not make you a failure. It's a business decision. Pure and simple. Just like the CC companies with the Universal Default clauses that allows them to jack your interest rates just because they feel you have too much charged out on your cards.

            Congrats, JR, on taking control of your Financial Future!!
            Filed Ch 7 - 09/06
            Discharged - 12/2006
            Officially Declared No Asset - 03/2007
            Closed - 04/2007

            I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

            Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

            Comment


              #7
              Thanks for the support. I still have some questions, but I will start new threads for those. Simple stuff really, but the advice here is great.
              Filed Chapter 7 pro se 09/28/07
              341 on 10/25/07-no asset case
              341 held, awaiting discharge

              Comment


                #8
                never say you're a loser......none of us are.........good luck with the case.......guzzie
                case filed : 6 -5-2007 :blush2:
                DISCHARGED ...9-26-2007..:yahoo::yahoo:
                case closed : 11-13-2007 :yahoo::yahoo:

                Comment


                  #9
                  well I am new to this forum, came across after filing my chapter 7 with my lawyer on Friday.
                  Bit relieve but still nervous.
                  i own business, which the trustees will take over. now i have wait month for my 341 meeting.

                  there are some good advice here.
                  thanks to all and looking forward to sharing.

                  peace

                  seafresh...
                  Filed: 9/28/07 :clapping::unsure:
                  341.... 11/1/07 :dry: :yahoo:
                  discharged 1/7/08 :clapping::yahoo:

                  Comment


                    #10
                    Congratulations, good luck on the 60 days
                    May 31st, 2007: Petition Filed by my lawyer
                    July 2nd, 2007: 341 Meeting Held
                    September 4th, 2007: Discharged and Closed.

                    Comment

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