Hello,
Any help would be appreciated.. My wife has several credit cards totaling about $20,000, and school loans totaling $4,000. We went to a lawyer today and he was trying to convince me to file along with her. I have a pretty bad credit score my self, about 520. I have a volentary repo in which i owe 2,000, several small acounts for a total of 500. I have 3 judgements but all are satisfied except for 1 in the amount of $1600. My total debt is no more than $4,000. I believe that I could pay it off within 2 years. My wife is being sued by her school for $4700, but that is not a school loan, it will be covered by the BK, but they are going to come after me if She dosent pay, unless I file too. What do you guys think? Should I file too, or should I pay the debt. Which would be better in the long run, I would love to purchase a house within the next 2 years. Help me...
Any help would be appreciated.. My wife has several credit cards totaling about $20,000, and school loans totaling $4,000. We went to a lawyer today and he was trying to convince me to file along with her. I have a pretty bad credit score my self, about 520. I have a volentary repo in which i owe 2,000, several small acounts for a total of 500. I have 3 judgements but all are satisfied except for 1 in the amount of $1600. My total debt is no more than $4,000. I believe that I could pay it off within 2 years. My wife is being sued by her school for $4700, but that is not a school loan, it will be covered by the BK, but they are going to come after me if She dosent pay, unless I file too. What do you guys think? Should I file too, or should I pay the debt. Which would be better in the long run, I would love to purchase a house within the next 2 years. Help me...
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