What's the differene between filing Federal Exempt and other?

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My attorney had said that we qualified to file federal exempt. I am wondering, does that give us a better chance of not getting creditor disputing, or I guess, simply, what's the difference?

Thanks!

[SinkingFast]

There's a Federal set of Exemptions, just like all States have a set of Exemptions. Exemptions are property and assets you're allowed to keep to begin your fresh financial start.

Most States have rather frugal Exemptions. A few States allow Debtor/Filers the opportunity to choose to use State or Federal. You have to choose one set or the other. There's no mixing and miggling among the sets of Exemptions allowed. You can't pick this Exemption from Federal and that Exemption from State.

Maybe you have more equity in your house and/or cars than you can protect with your State's Exemptions.

OR, you don't own a home but have significant equity in cars or cash on hand in checking or savings.

Using Federal doesn't offer you any better protection against Creditor Objections. Just this particular attny feels you'd benefit best by using the Federal set of Exemptions.

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thanks!