90 days vs. 6 months

[halloweendmb1]

Sorry I am new here and lsightly confused on the difference between the 90 day rule vs. 6 month on balance transfers & cash advances. I have only done balance transfers but as recently as December. My creditors are raising my rates do to the universal rate ?? something about too many of my credit cards are maxed out or close to full limits so I am consider high risk? I just got a part-time job to only focus on paying them done, my main job is commission and slow right now

[HHM]

Review this thread

http://www.bkforum.com/showthread.php?t=20075

And then come back and then post a question if you need clarification.