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    Totality of circumstances

    We saw a second lawyer today and he said his only concern with doing a 7 is that our mortgage is higher than the allowable amount for the state and the trustee may try to dismiss based on totality of circumstances. We are over median, making about $86k a year in KS (family of 4). Our mortgag payment including taxes and insurance is $2020

    Any opinions on this? Most of our debt is from trying to keep our heads above water when we were trying to sell our other house in another state for 2 years. It end up being foreclosed on.

    I'm all worried all over again.
    Last edited by getouttathehole; 01-23-2008, 04:43 PM.

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