o.k. paperwork is 99% fininshed-pro se. what do i do now? obviously i'll finish it. then, do i just drop it off at the courthouse, do i need an appointment, is there anything i should know that maybe you didn't, am i making a big deal of nothing????
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thanks. i don't know why i'm so nervous. i've handwritten the forms, the clerk did say that was ok, but i'm afraid it's going to be thrown out for not crossing a t or dotting an i. i really think that their final analysis is going to be that i made my bed, so i should sleep in it. i just want to clean up my credit and i see this as the only way. i have about 12,ooo in credit card and utility debt that dates back to '97. i'm 29, barely survive, and can get nothing on my own where credit is concerned. i lack 24 credit hours from having a bachelors degree from one of the top universities in the country (i quit school 5 years ago). somebody, please tell me there's hope for me yet.
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