Please Help Me Figure These Out...

[ejny65]

[PaKettle]

EJ, your car exemption is based on the Blue Book value. You can go here to see what the value of your cars really are: www.kbb.com

Your expenses are AVERAGE expenses not month by month. So you are fine on that, I think. You are spending an average (those 3 months) of $1476/month.

The Trustee is not going to ask that question (why you can't save in this way to pay your creditors). For one thing, the only reason you CAN save in this way to pay for your attorney is because you are NOT paying your creditors!

Just make sure your income stays under the median for the AVERAGE of the 6 mo. before filing (preferably not increasing too much towards the end of that 6 months) and you'll be fine.