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schedule j student loan question

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    schedule j student loan question

    on schedule j our attorney put our student loan payment in (incorrectly under the insurance category, but anyway)

    is that an allowable expense. if it were backed off the expenses we would show about 250 net income; included we show a little over 300 negative.

    can they force us into a 13 by making us put the student loans in deferment or forbearance? do we need to have our attorney up our expenses enough so that even if backed off we would still show negative? if that was done, would we run into problem with reaffirming our house and car?

    just want to make sure i hit him with all our questions/concerns with our schedules at once.

    #2
    Student loans should go on schedule F. They cannot force you into forbearance for the purpose of a Chapter 13.

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