We just filed the middle of last week. When we filed, we hadn't paid our CCs since June. Whe we filed AMEX had been listing us as 180 days past due, in collections. Today they posted a change in status (Charged Off) with a status date of 5/22/07.
Today is like 5 days after the date of our filing. Can they change our status to a more negative status like that after the date of filing?
Can they "back-date" a Charge off like that, and does it make much difference?
One of our other accounts went to Charge off right the day after we filed. Another updated to "Discharged - Bankruptcy", which I thought a bit odd as we're not discharged yet.
Today is like 5 days after the date of our filing. Can they change our status to a more negative status like that after the date of filing?
Can they "back-date" a Charge off like that, and does it make much difference?
One of our other accounts went to Charge off right the day after we filed. Another updated to "Discharged - Bankruptcy", which I thought a bit odd as we're not discharged yet.
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