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Do I still need to pay my creditors?

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    Do I still need to pay my creditors?

    Once I file for chapter 7 do I need to keep up my minimum payments for my credit cards and what if I can't . I am currently having a hard time doing that.
    I live in California.

    #2
    Once you file, (and assuming you listed all your creditors), NO, you don't have to pay your credit cards (note, if you have a car loan, mortgage, or other type of secured debt, you do need to keep making those payments if you want to keep the asset).

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      #3
      Thanks, that lifts a burden.

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        #4
        No!!! Stop paying immediately! You'll just be throwing your money away.

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