Bottom fell out

[KNECK DEEP]

I just stumbled onto this site this week and I have been doing as much reading as I can.

Here is my situation;

Wife and I never have been good with out finances we both made preetty good money and thoght it woould never end...then the bottom fell out.

I spent about 10 grand on a CC in June making home repairs, in anticapation of a July bonus check, instead I got a pink slip. So this brings our grand total to about 90,000 dollars.

The clock is ticking before the rules change and I am interviewing lawyers now. Just curious on the likely hood of that CC protesting my proceedings and steps I can take before I file. Plan to wait until Sept to file so that gives it about 60 days or so since I last used them.

Thanks

[KNECK DEEP]

Any thoughts?

Thanks

[chucko]

I've heard that they look anywhere from 60 to 90 days. The closer you can get to 90 days the better off you are. Hell, if you're filing the first week of October, you should still be in good shape. Just make sure you don't even touch the cards between now and that date. Even at around 90 days, that $10k might get protested.