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    Debt collector

    Well I spoke to my first debt collector after filing on monday.

    You know I'm suprised, the calls over the 4 months have really dropped off.

    I got a call form one this morning, they are so smug. They try to hide who they are. Well I told him that I have filed BK and he wanted all the info about the BK. I gave him the case number and the court I filed with.

    It felt good to tell him to stop calling and he said yes they would.
    This company was not the original creditor but probably a company that bought the debt. So does this mean that they just shelve that debt or sell it again.
    Filed BK 3-31-08
    341 meeting 5-16-08
    discharge 7-18-08
    Fico 595 pre filing, Fico 587 post filing

    #2
    The phone going quiet is the best thing

    Nowadays I can go all do without a phone ring and it is so peaceful
    May 31st, 2007: Petition Filed by my lawyer
    July 2nd, 2007: 341 Meeting Held
    September 4th, 2007: Discharged and Closed.

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      #3
      YES, I had turned off my phone at one time, I was getting 20 some phone calls a day
      Filed BK 3-31-08
      341 meeting 5-16-08
      discharge 7-18-08
      Fico 595 pre filing, Fico 587 post filing

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        #4
        Once your debt is discharged, it can never be collected. But that probably wont stop them from selling it again.

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