Non-activated CC's and BK 7

[alberto-2005]

Hello, one more time!

I think I have an interesting question here.

I have some gasoline credit cards, a Walmart credit card, and so on but all of these credit cards have never been used and they haven't even been activated. The combined credit limit on all of them is about $300 something or $400 something or so, and I am not planning to include them on my BK 7 petition. And here is my question, is it better to activate them or not to activate them prior to BK 7 taking into account that I will not include them in my BK 7 petition? Or will it not make any difference? Is it feasible to activate them after discharge? Or, again, can I go one way or another?

Best to all,

Albert L.

[stevie2012]

When I filed Ch 7, I didn't have to list/include any credit card that didn't have a balance, activated or not. Therefore, in your case, it shouldn't matter.