I have so many questions, I don't even know where to start. I stoped working around March, and started living with only my husband's income, I think I was in denial about our situation and I went and charged about $900 in my robinsons may account and maybe another $600 in mervyn's account back in May, it was one of those need to feel better moments; now that everything is clear and we decided to go for bankruptcy, I have so many fears, will this affect the outcome of things? 