Citifinancial Auto anyone? What's their stance on reaffirming?

[Hopefull1983]

Are you allowed to not have insurance on a car if you are giving it up?

No. If something happens to the vehicle and it's still in your name with no insurance policy...you will be screwed! The finance company could sue you and not to mention have a very good case to why you shouldn't be allowed to dischared the debt.