I posted awhile ago about surrenduring my car. We recieved a letter from the bank (Wells fargo Finacial), basically stating that the car is their property now. The other day, my husband had to make a quick trip out of town 40 miles away, and the tire blew. No we don't have insurance. Bad, I know. But, when the tire blew, it dented the front corner of the car. We got a new tire put on there today. So here's the question. I just heard that when the bank auctions off the car, they will sue us for the remaining amount including the damages to the car. Is that true? I thought that when you go bankrupt, you go bankrupt. You surrendur the car, and that's that. The end. Also, people seen to keep talking about making sure that you SURRENDUR the car in writing. I called my attorney AND the banks attorney, which were very nice, and they said that the car would appear on my credit as a bankrupcty and tha it wouldn't affect my credit in any other way. And that yes it is a bankruptcy and not a repo. Any advice or answers? Also, our filing date was May 31. We had a debt appear on May 17. Think that's ok to add? To reaffirm? And also, we sent in some more debts, I guess reaffirmations, after our 341, and its been a couple weeks since we've heard from our lawyer. As far as if the debt we added was ok or not. Is that a good thing? Thanks guys!
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