Creditor letter in mail...WTH?

[lillaimof2kids]

Just got a letter in the mail from a creditor we had a business loan through. The loan is in the business name along with our names below. All our paperwork was signed with our personal name, not the business name. The letter says:

We have been advised of the Bankruptcy filing on "our names". The flowering statement is based on your corporate obligation.
As you are well ware, teh above-referenced Lease is in default. Blah Blah Blah
Demand is further made upon you and your immediate remittance of $$$$$$. If this amount is not received by us within ten (10) days, legal action may be commenced against you immediately without further notice, for the full measure of damages, including costs and attorney fees, resulting form your breach.

We completely closed the business down mid January. All the tax/IRS people have been notified and gone through the steps to get rid of the LLC. Anyone dealt with this? Of course I'll be taking a copy of this letter to our atty. Monday.

Thanks!

[deafbroke]

Did you include the creditor in the filing? If so send them the notice and a copy of the front page of your filing with your case number on it.

DB

[lillaimof2kids]

Yep, we included them in our BK. I'll do that. Thanks!

[AngelinaCat]

Sounds like another rat coming our of the woodwork and circumventing all the laws in order to 'shake you down' and shake you up.

Good luck

[Help!]

(see post below)

[lillaimof2kids]

OK, good! We personally filed against the company. Our business no longer exists, so nothing can happen there. The only other thing they can do is come after us personally and that'll be discharged eventually. Am I understanding this correctly?

[JRScott]

Yes if you filed with a lawyer take the letter to him. It would still be a violation of the stay

[Help!]

Yes if you filed with a lawyer take the letter to him. It would still be a violation of the stay

Yes, I mistakenly thought you had already been discharged. You're still protected by the stay!