What if you are way under median income, but 100.00 over on expenses?

[amd25]

Do you have a high risk of Ch 13?

Thanks

[keepmine]

I assume you mean you have a $100 disposable income/month. If that's the case, it'll be no problem.

[amd25]

Yes, that's what I meant, thanks.

[Odie]

I'm wondering this too. I pass the means test, but only by about $1000 or so. :/ My lawyer filled out the second part, and from what we figured I had about $50 extra a month. So I HOPE it'll all be okay, but I'm going to worry until after it's all over...

[HHM]

Being a little over is no problem. The cut off is $100, if you are over $100 per month in disposable income, the US trustee can conceivably force you into a chapter 13.

[amd25]

Good to know! Thanks.

[Help!]

Also depends on your expenses. If they're all within the IRS standards, there's not much to quibble about. If some are a little above, they may question whether they are "reasonable and necessary", but if you're below the median I think this is unlikely.