Expenses - Will They Disagree With These?

[dumbpig]

SINGLE IN THE CHICAGO AREA EXPENSES
RENT- 906 DOLLARS
ELECTRICITY- 100 DOLLARS
GAS/WATER - 26 DOLLARS
HOME PHONE - 80 DOLLARS
CELL PHONE- 145.00 DOLLARS
DIRECT TV- 100 DOLLARS(SHOULD I REMOVE AS EXPENSE?0
internet- 60 DOLLARS
Home mainentance(light bulbs/misc supplies)10 dollars
food - 400 dollars? Is this off the charts? Eating out is expensive as I don't cook and buying for one person is the same as two ussually when purchasing food. When i shop ussually spend 100 for a week

Household items(pp towels,cleaning supplies,etc) 40 dollars
Hygene supp.lies(toliet paper,tooth paste,shampoo condi/razors(exp)/etc. 60 dollars

Clothing 125 dollars
Dry cleaning 35 dollars
Laundry,detergent 50 dollars
Avg medical exp(14+ visits a year to eye/reg/dermatologist/denits)- 30 bucks amonth
Prescriptions/otc drugs(aspirin,occasional prescriptions,etc) 20 dollars
Magazines/Periodicals(20 dollars)
Recreation/Ent- 125 dollars(includes gym payment 90 dollars)
GIFTS FOR FAMILY FRIENDS HOLIDAY B-DAYS- 25 DOLLARS
RENTERS INS- 25 DOLLARS
AUTO INS- 120 DOLLARS
GASOLINE- 160 DOLLARS
AUTO REPAIRS-1000 A YEAR. I HAVE OLDER CAR AND OFTEN HAVE REPAIRS
VEHICLE MAINT- 20 BUCKS A MONTH(AVG WITH OIL CHANGES AND WHAT NOT
TOLLS- 15 DOLLARS
PARKING- 5 DOLLARS
VEHICHLE REGISTRATION- 95 A YEAR(7.92 A MONTH)
CAR PAYMENT-165 DOLLARS
SCHOOL LOAN 500
COSMETICS(LOTION/FACE CLEANER) 15
HAIRCUTS 15 DOLLARS A MONTH
WORK LUNCHES 50 DOLLARS A MONTH
BANK CHARGES 15 MONTH
POSTAGE 5 MONTH
PET FOOD/SUPPLIES/CARE- 40 DOLLARS A MONTH
TOTAL 3455

INCOME 3500 BUT END UP PAYING 3.5K IN TAXES END OF YEAR- SO AROUND 3100-3200

*CC PAYMENTS AT THIS TIME WITHOUT DOUBLING(800 DOLLARS) DO THEY TAKE THIS INTO ACCOUNT?

[davidb81]

they will not take credit cards into account with your budget because you are going to file on them. Really an attorney will have to look at your budget to see what is allowed in your particular area. 100.00 a week for food doesn't sound too outrageous to me. Good Luck!!

[dumbpig]

Does anyone have opinion on my listed expenses? Anything to look out for?

[HHM]

Cell Phone & Clothing seem a tad high, and itemizing your vehicle registration won't fly. Its too small a one time expense to amoratize over the course of a year. Otherwise, they seem fine. But you will need to speak to a local attorney as they will have a better idea of what is normal for your area.

[edwards2]

Your cell phone bill for one person is almost as much as it is for myself, my husband a teenage son($160/mth) and your clothing expense of $125 is only $75 less than we are allowed for a family of 3? You might want to amend those unless those are allowable expenses in your area.

[Teri]

My cell phone (for 7 people) is $200 and I estimated $250 a month for clothing. Will these fly? I only supply clothing to 4 on a regular basis, the other 3 are occasionals.

[hhou812hh]

Your DirecTV maybe a bit high. I pay $60 a month for the basic channels plus the usual extended. $100 looks like it's either for the NFL Sunday Ticket or some or all of the movie channels. That they may not like since it's a luxury. Your lawyer would know better.