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First Workout Group ????

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    First Workout Group ????

    Has anyone ever heard of a company called First Workout Group. Supposedly this company contacts all of my creditors and negotiates lower payments and principles. They claim they are not a debt relief company but are a loan negotiation company?? Anyway, I was wondering if anyone here had heard of them. They want $500 to start the process.

    #2
    Originally posted by woodj View Post
    Has anyone ever heard of a company called First Workout Group. Supposedly this company contacts all of my creditors and negotiates lower payments and principles. They claim they are not a debt relief company but are a loan negotiation company?? Anyway, I was wondering if anyone here had heard of them. They want $500 to start the process.
    If they want $500.00 up front to start the process--RUN, LIKE YOU ARE RUNNING FROM THE PLAGUE!!!! They are a RIP-OFF!!!!

    I listen to Consumer Advocate, Clark Howard, on talk radio on a regular basis, and he deals with these type of questions all the time. Go to his site: www.clarkhoward.com, and read through and start listening.

    Good luck to you! And don't be FOOLED!!!~
    "To go bravely forward is to invite a miracle."

    "Worry is the darkroom where negatives are formed."

    Comment


      #3
      Originally posted by AngelinaCat View Post
      If they want $500.00 up front to start the process--RUN, LIKE YOU ARE RUNNING FROM THE PLAGUE!!!! They are a RIP-OFF!!!!

      I listen to Consumer Advocate, Clark Howard, on talk radio on a regular basis, and he deals with these type of questions all the time. Go to his site: www.clarkhoward.com, and read through and start listening.

      Good luck to you! And don't be FOOLED!!!~
      Oh I like Clark Howard, he used to be on KFI years ago...
      May 2008 Hired 1st Attorney/Stopped paying CCs
      May 21, 2009 Retained 2nd Attorney
      May 28th - Filed for Ch 7 (FINALLY!)
      9/11/09 - DISCHARGED!!!!

      Comment


        #4
        Originally posted by woodj View Post
        Has anyone ever heard of a company called First Workout Group. Supposedly this company contacts all of my creditors and negotiates lower payments and principles. They claim they are not a debt relief company but are a loan negotiation company?? Anyway, I was wondering if anyone here had heard of them. They want $500 to start the process.
        Hi there,
        No I have never heard of this "group", but I guess they can all be classified as the same. I was going to go with one of these companies before I decided to file BK, but after googling "these groups", I decided against it. They are very pushy too! One thing that I read was that your cc have no obligation to "work out" something with these companies and if only a few negotiate, how this that going to benefit you? Remember, these companies want you to STOP paying on your cc's and put the money in an account...until you have enough to negotiate with...what is going to stop your cc's from garnishing your wages???

        Good Luck!
        May 2008 Hired 1st Attorney/Stopped paying CCs
        May 21, 2009 Retained 2nd Attorney
        May 28th - Filed for Ch 7 (FINALLY!)
        9/11/09 - DISCHARGED!!!!

        Comment


          #5
          Originally posted by AngelinaCat View Post
          If they want $500.00 up front to start the process--RUN, LIKE YOU ARE RUNNING FROM THE PLAGUE!!!! They are a RIP-OFF!!!!

          I listen to Consumer Advocate, Clark Howard, on talk radio on a regular basis, and he deals with these type of questions all the time. Go to his site: www.clarkhoward.com, and read through and start listening.

          Good luck to you! And don't be FOOLED!!!~
          Ditto, Ditto, DITTO!!
          Filed Chapter 7 June 4 ~ 341 July 20 ~Last day of objections Sept 18~Discharged/Closed Sept 21

          Comment


            #6
            Originally posted by woodj View Post
            Has anyone ever heard of a company called First Workout Group. Supposedly this company contacts all of my creditors and negotiates lower payments and principles. They claim they are not a debt relief company but are a loan negotiation company?? Anyway, I was wondering if anyone here had heard of them. They want $500 to start the process.
            Please dont.
            Not only am I not a lawyer, the California BAR association has sent me numerous letters telling me not to even THINK about going to law school. In fact, the lay advice I provide is not even good. In the end remember, you get what you pay for, and here in BK land were not the best at paying.

            Comment


              #7
              Hi Woodj: from all the posts following mine, I think you have your answer! Good luck to you.
              "To go bravely forward is to invite a miracle."

              "Worry is the darkroom where negatives are formed."

              Comment

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