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Filed Chapter 7: 8/13/08
341 Meeting: 9/15/08
Last Day To File Objections: 11/14/08
Discharged & Closed: 11/18/08
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I would think so. She should consult an attorney to be sure. -
WHat state are you in? DId your sisters house go thru judicial forclosure? Or do you know if there was a deficiet judgement?Not only am I not a lawyer, the California BAR association has sent me numerous letters telling me not to even THINK about going to law school. In fact, the lay advice I provide is not even good. In the end remember, you get what you pay for, and here in BK land were not the best at paying.Comment
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Not sure
She is in NY. I do not know if it was judicial foreclosure. I do know she received the notice of sale and that is would be auctioned off, which according to the records, it was. I do not know if there was a deficit judgment. Do these things matter?Filed Chapter 7: 8/13/08
341 Meeting: 9/15/08
Last Day To File Objections: 11/14/08
Discharged & Closed: 11/18/08Comment
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Any mortgage deficiency is unsecured debt and is discharged-just like credit cards or medical debt.
She needs to find out if lenders in NY can sue for a deficiency balance. In some states they can't. A bk may not be necessary.Comment
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Can you include mortgage debt in bankruptcy?
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