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US Trustee asking for stuff now!

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    #16
    Congradulations - now wasn't that "painless"??? All though nerve-wrecking!!

    Now on the rebuilding your credit score....

    Good Luck,

    Minny
    Minny

    "It's amazing the paths that our feet sometimes follow in life".

    My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

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      #17
      J Armstr --Congrats. Fill us in on the details, please. We are also in the higher income range and were warned by attorney that we would probably get a second look.

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        #18
        I know people don't like to name their salaries, but could those of you who were considered "high income" give me a better idea of what kind of income you are talking about? I'm just curious as to what the trustee would consider as high income.

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          #19
          Maybe you meant, that your income allowed you to have higher expenses, such as higher house payment, car payment, property taxes, insurance that type of thing. There are caps in each state that limit exemptions.
          I'll be watching, you may never know when or how, but I'll be there. I am there now....

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            #20
            Originally posted by FloridaGirl
            I know people don't like to name their salaries, but could those of you who were considered "high income" give me a better idea of what kind of income you are talking about? I'm just curious as to what the trustee would consider as high income.
            They probably didn't just go by salaries alone. If I had to guess the US Trustee probably used the IRS tables themselves to determine who should be converted. Now they don't have to do that anymore.

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              #21
              Cost of living varies... The median income for a family of 4 in Arkansas is less than the median for a family of 1 in New Jersey or Connecticut.

              So, my guess is that someone with an income of $75,000 gets looked at closely in AR but not so much in NJ or CT. Personally, I think the metro Atlanta area is the most mixed up in terms of cost of living. Within a 5 mile stretch of road, you can drive by neighborhoods in the $100,000 range, the $800,000 range, and every step in between. (Though the ones in the $800,000 houses would have issues with the $1669/housing & utility allowance.)
              Most of my information is from personal experience or HOURS and HOURS of online research. When you're searching online, keep in mind there is no guarantee that the info is completely up to date, and your situation is unique from anyone else's. Do your homework, and consult with an attorney so you can make an informed decision.

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