No i dont work. I owe the attorney 3400.00 more. I just do not know what to do.. I don't have enough money left over from the DH checks to make up 3400.00 by Sept, I have actually losing my hair worry about all of this.
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Jesse, you need to calm down or you are going to make yourself sick. Losing hair is a definite result of stress.
Ignore the flippancy of some posters here, they are comfortable with their BK's now and forget what it was like when they started. Hopefully, you will join those ranks soon!!!
Sell what you want on ebay and just tell the lawyer how much money you made. He will take care of the rest.
But, the reason for my post................why are you paying MORE than 3400. dollars for a Chapter 7 BK?? How complicated is it?Comment
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Speaking for myself, I was comfortable before I filed. I never stressed, lost sleep, stopped eating, etc. I knew what I had to do and I did it.
I also know what my attorney, 30 yrs experience told me, any money you bring in is considered income.
Originally posted by fltoo View PostComment
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I am the same way, but feel no need to enlighten someone less confident than I, since posters come from all different societal and educational backgrounds, each having their own tolerance level of stress.
My response was meant only to assuage the OP.
Telling her how wonderfully well I am handling this serves no purpose. To some of us, it is no big deal, we are just doing what we have to do. To others, it is the end of the world. Hopefully, we are here to calm these people down.
And...we all told her several times now to report the money to her attorney, so I think she understands that.
P.S. Jess, let us know why you are paying so much for an attorney for a Chap 7.Last edited by fltoo; 08-20-2008, 10:20 PM.Comment
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If you are selling things to pay bills, you should be just fine. Especially since it's clothes on an ebay or craigslist type of sell (or even a yard sell). I don't know your situation (income from jobs, expenses, the type of debt you have, how far behind you are, what your state's exemptions are)....BUT PLEASE TAKE A DEEP BREATH AND SLOW DOWN YOUR MIND FOR A LITTLE WHILE.
Its not worth it to work yourself up so much. I was in your shoes a while back when I was first learning about bankruptcy and everything. I got depressed and thought about some pretty crazy stuff, but this board opened my eyes to a lot of new ways at looking at my situation. If you don't have a job, then don't worry about reporting things sold as income, you may have to report it, but so what, it's your only income. And if you do have a job, just watch how much you make from a sell and be sure it stays within a certain range.
Calm down.....read a lot of the stickies here, and read other's going through bk....you're in the driver's seat and you have some backup here at this site if you need it
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So glad you are calmed down Tweak. Information and education works wonders.Comment
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FLTOO - I don't know why I am paying so much. I do own a house and we are keeping that. Could that be why its so much? I did see other attorneys and they were all around that price range.
I love this forum and I don't know what I would do without you guys/gals.....I truly appreciate each and everyone of you.
I am a worry wart, its just my makeup. I always think the worst of things. I wish I could say its doesn't bother me and it is what it is - but I can't. I am sure after my 341 I will better. Its the unknown that makes me nervous. I wish I knew what they were going to ask me. I have read alot of thread where they say the 341 was a breeze and have read alot where they say it went horrible.
Thanks again..Comment
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Sorry, I assumed you were a Chapter 7 since that is where you posted.
But, if a Chapter 13, usually the lawyer will take upfront money and let you pay the balance in your plan. See if he will do that for you.Comment
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FLTOO - I am a chapter 7.Comment
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jessegirl - was this the only attorney you talked to? I am no asset C7 and I only paid 2400$, that didn't include filing fee.
fltoo- I understand what you are saying, but what will happen if the OP goes to the 341 and there are creditors there or if the trustee starts grilling her. You have to get a thick skin when going through this.Last edited by Cali; 08-21-2008, 01:45 PM.Comment
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Cali - I am tough, its just that i am a worry wart. Believe me I will fight with anyone if i know i am right, But i have small children and just worry. This is a major step in our lives. I want the best for my children and want to make sure that i do not end up out on the streets and have lost everything. My kids are percious to me and I want to make sure that I do everything right with this BK. I don't want to do something wrong and then have it come back to me. This is a scary thing to go thru, I have no only myself but my children to think of.This is probably one of the worst things, besides death to go thru in life even for people with tough skins.
I appreciate everyone for answering my questions. All answers are really taken into consideration. Thank God for all of you guys/gals. REALLY..Comment
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Jessegirl - worrying isn't bad but when it starts to affect your health it isn't good. Why don't you take a day or two and enjoy your kids. Do something fun and relaxing.Comment
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Cali - You are right about that. Worry the way I do just eats away at your health.Comment
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Jess, for a Chapter 7 then, that is high. From what state are you?
Even in expensive areas, the most I have heard of is 2500., but check the posts here. People are averaging about 1500 to 2000.
You are saying that you paid MORE than 3400.?Comment
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I have heard of 2800 up to 3000 for C7 in SoCal.Comment
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