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1 last question about reaffirming my mtg, mtg company hasn't sent me anything!

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    1 last question about reaffirming my mtg, mtg company hasn't sent me anything!

    I had my 341 today, and it's in my plan to reaffirm my mortgage, but no one from the mtg company showed up. How or when do I sign the reaffirmation agreement? I have been paying my mortgage as regular since I converted.

    #2
    Did they send it perchance to your lawyer?

    I'd contact him and ask.
    May 31st, 2007: Petition Filed by my lawyer
    July 2nd, 2007: 341 Meeting Held
    September 4th, 2007: Discharged and Closed.

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      #3
      I was going to reaffirm my mortgage and equity line. My atty called and said I needed to come in and sign my equity line...but did not have anything from my mortgage. So I called my mortgage co. and they told me they weren't going to do a reaffirmation since I have only been late 1 time in over 10 years. So, I signed no reaffirmation for either loans.

      Just give them a call, they may just not require a reaffirmation to be signed.
      May 5, 2008 - Filed Ch7
      June 13, 2008 - 341 Meeting
      August 12, 2008 - Last day for objections... August 18, 2008 - Discharged!
      August 26, 2008 - CASE CLOSED!

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        #4
        We never heard a word from our mortgage company..I called the attorney and she said they never heard from them... We've been sending in our payment every month, actually we paid Septembers in August ! That was a nice feeling Finally were getting ahead !!

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          #5
          Neither my 1st or second has sent a reaff agmt to me or my atty. Atty said that as long as I continue to pay on time I am fine even though I as well indicated on the bk paperwork that I am reaffirming. Cant make the mtg co send the reaff paperwork I guess.

          My 1st has continued to automatically withdraw from my checking at my request.
          pa308 (equifax fico 6-21 471) 594 on 3-09 671 7-09
          filed ch7 6-12
          341 7-25
          Discharged and closed 9-24

          Comment

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