2nd Mortgage & No reaffirmation.....included in Bankruptcy??

[NotEvenADime]

We filed Chapter 7 in May. Our bankruptcy was discharged October 4, 2008. We reaffirmed our 1st mortgage but not our second because we were never asked to do so.
We have been making regular payments to both. Both are Wells Fargo. We have been receiving statements again from Wells right after the discharge for the 1st but have not gotten any for the 2nd.
I pulled our credit report and our 2nd is showing, "Included in Bankruptcy" with a $0 balance.
What does that mean?
Should we continue to pay on it or no?
I'm confused!!

[TEW]

you have to keep paying its a secured loan even if it is discharged

[b_girl]

Yep, the lien they have on your property survives the BK, even if the loan didn't.

[NotEvenADime]

So does that mean there is a lien on the property and of so what happens when we go to sell it someday?

[TEW]

you pay both loans off with what you get from the sale of the property