I am doing my credit counseling online. I called the place my lawyer gave me the number to, and the young lady on the other end recommended I try it online.
So I go online, enter my name, ss#, addy, phone, etc... and it starts educating me. Unforunately, during the 1st part I was only paying 1/2 attention as I had already heard the stuff (its basic basic stuff) well they quizzed me at the end and I only scored 60%
Of course, I learned my lesson and I paid very close attention the the next session, of which I scored 100% on the next quiz.
Did I fail credit counseling? LOL. I figured I had already failed, seeing that Im bankrupt. Are all credit counselings like this (quizzes, etc)? The thing told me I should spend an average of 90 minutes, but I spent something like 45 minutes. Is George Bush going to come over and smack me or something for not spending the whole 90 minutes? LOL.
Also, is it ok that another person pay for my credit counseling? I dont have any bucks in my bank account and my friend is willing to lend me the money until I get paid. I dont want to pay with their debit card though and raise any eyebrows.
So I go online, enter my name, ss#, addy, phone, etc... and it starts educating me. Unforunately, during the 1st part I was only paying 1/2 attention as I had already heard the stuff (its basic basic stuff) well they quizzed me at the end and I only scored 60%

Of course, I learned my lesson and I paid very close attention the the next session, of which I scored 100% on the next quiz.
Did I fail credit counseling? LOL. I figured I had already failed, seeing that Im bankrupt. Are all credit counselings like this (quizzes, etc)? The thing told me I should spend an average of 90 minutes, but I spent something like 45 minutes. Is George Bush going to come over and smack me or something for not spending the whole 90 minutes? LOL.
Also, is it ok that another person pay for my credit counseling? I dont have any bucks in my bank account and my friend is willing to lend me the money until I get paid. I dont want to pay with their debit card though and raise any eyebrows.

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