Hi there. I am filing Ch. 7 in 3 weeks (pro se) and I have the paperwork pretty much completed. I do have to update a few things and put the balance of my bank account the day I file, but other than that, I have everything ready to go. I have a couple questions:
1) I have 4 student loans listed and I know they won't be discharged. 2 are Stafford loans but 2 are private and have cosigners. I believe they all go into deferment/forbearance when I file (the Staffords are already in a hardship deferment) but my question is, since they have cosigners, will the lenders want payment from the cosigners even during the automatic stay, or can I skip the payments until I'm discharged?
2) I have a pending lawsuit (Capital One sued me) with no trial date yet. I have both Cap One and the lawyer listed on Schedule F, plus on the matrix, but do I need to also list the court?
Thanks in advance! This board has been very helpful and I have figured out a lot of stuff on my own just by reading the posts.
1) I have 4 student loans listed and I know they won't be discharged. 2 are Stafford loans but 2 are private and have cosigners. I believe they all go into deferment/forbearance when I file (the Staffords are already in a hardship deferment) but my question is, since they have cosigners, will the lenders want payment from the cosigners even during the automatic stay, or can I skip the payments until I'm discharged?
2) I have a pending lawsuit (Capital One sued me) with no trial date yet. I have both Cap One and the lawyer listed on Schedule F, plus on the matrix, but do I need to also list the court?
Thanks in advance! This board has been very helpful and I have figured out a lot of stuff on my own just by reading the posts.