car payment question?

[freshstart10]

i opened a line of credit in june.....ive only made 2 payments on it last one was in september, im in the process of filing, just waiting on my meeting with creditors.
should i make another payment or do u think im good? i dont want any objections.

by the way the title should be card not car.....my typo

[freshstart10]

or is it too late in process to make a payment

[StartingOver08]

Sounds like you have already filed, right? If you have already filed CH 7 then you are not supposed to be making payments on credit cards.

[freshstart10]

i met with lawyer and signed some forms....he said next step is meeting, so i guess i have filed.....do u think making only 2 payments will hurt me?

[StartingOver08]

If you have filed, you should have received a large packett from your attorney containing a copy of your petition along with the letter from the US Bankruptcy court giving you the filing date, the case number, the name of your judge and the date of your 341 hearing. Sometimes it takes a few days for you to get that information after you file.

Do you think the 'meeting' that the attorney was referring to is the 341 Hearing? Did he give you a date and time yet?

Do you have access to your filing through Pacer?

If you have filed, then you should not pay any unsecured creditors. You will want to pay your utilities and all secured creditors for items you are keeping (house, car). As to making two payments on your line of credit when you opened in June - when was the last time you used the line? June? If so, it has been more than 70/90 days and you should be safe.

[freshstart10]

no i havent recieved a date or judge or case number. i havent used the line since july so i guess im good .....was just thinking if i should throw a hundred on it or not.

thanks

[RedLight]

If you have filed...DO NOT make a payment. However, if you have not filed yet, you can make a payment if you want to. Honestly, only you can know that. I think it depends on what it on the card, is it stuff from Best Buy, or is it medical, food, or other neccssary charges? I think that it also important in your case if the trustee were to ask you about it. I would really check those statements over really well.