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    #16
    Originally posted by abell165 View Post
    Thank you for your replies.
    My sister and mom wanted to payoff the debt on condition that I tear up my credit cards. They knew any conditions force me to BK. I insisted on keeping cards and paying them back 500 a month for next 5 years.
    Wife was devastated, I didn't tell her until after. She is looking for a job but no idea how long that takes. She is incharge of credit now.
    I'll just say, that you're going into a hole you'll NOT get out of. I know, because I'd do (almost did)the same.

    Simply put, you want to keep cards, but sis& mom want them destroyed.

    DESTROY THEM OR THEY WILL DESTROY YOU AND FAMILY!!

    You're keeping the cards as though "I expect something to come along and we'll need "Emergency Cash" for the payment"

    In other words, "I wanna stay in control of the cards (And maybe buy something I REALLY feel I need) and I'll be careful"

    BULLS**T!!!! That's the same stupid logic which has forced thousands to file BK in any case.

    DESTROY THE CARDS OR THEY WILL DESTROY YOU AND FAMILY!!

    /Rant off.....Wheeewwww!!!!

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