Direct deposit paycheck to non-spouse account

[d80indebt]

I've got several questions, but I'll list them separately, so it doesn't get too confusing.

I do not have a checking account. I have not had a checking account for about 5+ years when all of this debt started accumulating. When I started my current job I needed a place to start direct depositing my paychecks. There was no other option to receive pay. I started depositing into my partner's checking account. A month ago, I opened a limited savings account that would allow me to deposit and make only three withdrawals a month without getting charged a monthly fee. Therefore, when I deposit money (one paycheck and one annual stipend so far), I withdraw it in one lump sum. I pay cash for everything. The clincher is, I haven't been very good about keeping receipts.

How is this going to work?

[amy1385]

I don't know if this helps at all, but I had a similar situation. I was on my partner's checking account, and having my checks direct deposited there too. Per my attorney, I opened a separate account in my name only and moved my direct deposit there. He said I should separate myself from her account... I was worried they would try to take her money too.

[d80indebt]

How soon before filing did you open the separate checking account? I'm thinking of waiting 90 days in an effort to accumulate receipts, etc.

[amy1385]

It was only approximately a week before filing that I got a new checking account. That is when/what my attorney told me to do.