21 need help! :(

[4evrmoto]

Initial bankruptcy consultations are free. Look in your phone book under lawyers and find one in your area that gives free consultations. There is no cost or obligation at that point but it will give you a good idea as to what you can or cannot do as to your particular situation. Call and make an appointment and take with you a listing of all your bills, monthly payments, sources of any income, paystubs, a listing of any assets and also your most recent federal and state tax returns.

thanks or all your help ill get back to you guys on what i am going to do.... this has been fustrating me for a long while now