Update + question

[GreenInkOnPaper]

Well, here's the latest on Dh's BK7. But first a short review:

His parents are all up in our business~ dad took him to an attorney AFTER we had settled on one, and hired him on the spot without any input from yours truly. Oh, and his mom wants to hire someone to kill me.
Deeply troubled by this, I filed, and was granted, a legal seperation. We have only ONE joint debt, and that is a house that we sold on a contract for deed. In the seperation, I was awarded "ownership" of the house. Yes, I know that holds no real water, but there it is with a judge's signature. I want like heck to protect the good people who bought it from us, if possible. DH wants to give the house back to Countrywide and just be done with it... I want to know if the mortgage has to be current at the time of filing? I'm - um - a little behind, but it's feasible to get it caught up pretty quickly.

[AngelinaCatHub]

Yes. If you ride through it has to be up. Contract for deed is good for selling and buying. However, if the purchaser cannot pay it, they are not penalized and you get the house and the mortgage. Keep 'em happy and pray for them, but usually you could sell it again in the same way. I call it rent to own and I have purchased this way. 'Hub

[GreenInkOnPaper]

Thanks for the info. My buyers are doing ok with the payments - no problem there. They did visit a mortgage counselor at the bank, and he said they probably need a year of good credit to qualify for the loan. I had to use a couple of their payments to pay other bills - that's how it got behind. Oh, well. Guess I'd better pull some more shifts at the ol' second job...