My mom cosigned on an auto loan for me and she declared bankruptcy and was discharged a little over a year ago. However she did sign a reaffirmation agreement. Now I declared bankruptcy and was discharged earlier this month. I did not sign a reaffirmation agreement.
The vehicle is a 2001 Nissan Frontier. To make it short I got the truck while single. Now I have a wife and a growing little girl and I would like to get an suv to accomodate us. The problem is the truck is so upside down that I could only expect about 2500 for a trade in and I owe about 8000 on it. Would it be possible for me to get my mom to be able to reopen her case and void the reaffirmation agreement? That way I could tell Citi Auto to just come and get it and my family buy a vehicle?
The vehicle is a 2001 Nissan Frontier. To make it short I got the truck while single. Now I have a wife and a growing little girl and I would like to get an suv to accomodate us. The problem is the truck is so upside down that I could only expect about 2500 for a trade in and I owe about 8000 on it. Would it be possible for me to get my mom to be able to reopen her case and void the reaffirmation agreement? That way I could tell Citi Auto to just come and get it and my family buy a vehicle?
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