My husband has some book & DVD/CD club memberships, where he agreed to buy so many more items within 2 years or so. They get you, of course, by charging shipping/handling fees out the wazoo.
Can these be included? We really don't need the expense of the obligations in each club. (He is a member of 2 books clubs, 1 DVD club, and 1 CD club. The book clubs are with the same parent company I think-they have the same billing address-but different account #'s.)
For something like this, would it be ok to give an estimated balance of what they would charge us for cancelling? I'm sure they'll charge a termination fee or perhaps the cost of the remaining obligation. I don't think it would be substantial, but $50 here, $100 there can add up...
Does this sound like something that could be listed as a creditor, or not if we don't have a balance due now?
Can these be included? We really don't need the expense of the obligations in each club. (He is a member of 2 books clubs, 1 DVD club, and 1 CD club. The book clubs are with the same parent company I think-they have the same billing address-but different account #'s.)
For something like this, would it be ok to give an estimated balance of what they would charge us for cancelling? I'm sure they'll charge a termination fee or perhaps the cost of the remaining obligation. I don't think it would be substantial, but $50 here, $100 there can add up...
Does this sound like something that could be listed as a creditor, or not if we don't have a balance due now?
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