Need to purchase a new computer, is this ok to do

[dr618]

Well I do need it for work, but I don't want to get in trouble, but from what I understood, they only look at evevything prior to filing, that's why I asked, unless they will ask about everything I purchased after filing.

[relief13035]

Honestly, I am trying to do everything by the book, but things happen and we still have to live. My son just moved to WA state for a job and I bought him a new mattress over the phone today on my debit card.

I'm a MOM, and my son isn't going to sleep on the apartment floor until he can afford a bed. If I get into trouble for buying a bed for my child, I will deal with it!

[TEW]

Honestly, I am trying to do everything by the book, but things happen and we still have to live. My son just moved to WA state for a job and I bought him a new mattress over the phone today on my debit card.

I'm a MOM, and my son isn't going to sleep on the apartment floor until he can afford a bed. If I get into trouble for buying a bed for my child, I will deal with it!

relief you are going to be just fine.

[relief13035]

Thanks TEW for the encouragement.

A Momma will always be a Momma - even when their son is 25!

[Help!]

My opinion (which is probably biased because of a very difficult Ch. 7 case) is that as long as there is any possibility of your account activities being scrutinized you should pay cash for anything that is not a basic need such as food, gas, housing, utilities, etc.

[dr618]

Thank you, Help. Safe is always best. Even though I would have paid with a debit card, I will take the money out if I decide to buy it.

[Doghouse]

My opinion (which is probably biased because of a very difficult Ch. 7 case) is that as long as there is any possibility of your account activities being scrutinized you should pay cash for anything that is not a basic need such as food, gas, housing, utilities, etc.

But doesn't paying cash involve taking the money from your account? I mean if I just had $600 debited from my checking acct at Best Buy for a computer, then how is that different from me withdrawing $600 cash at the bank and going to buy the same computer at Best Buy? Are they not going to question a $600 cash withdrawal? Or do you just say you spent the $600 on misc living expenses?

[Help!]

Which looks worse on a bank statement

"Best Buy........ $600" or
"Cash withdrawal..... $600"?

I think words like "Best Buy", "Circuit City", "Nordstrom", "Macy's", etc. on a bank statement are more likely to give the impression that someone likes to shop. Just my opinion.