Closing a bank account

[cptne33]

There seems to be a lot of confusion over whether or not to close your bank account after filing for bankruptcy. To me, it does not make sense that the credit card companies can withdraw funds from your account without your permission...especially if those funds are exempted in the BK. But I could be wrong.

Is there any authority out there that knows for sure?

[magyar123]

Once you file and the creditors are notified of your filing there is the automatic stay which means that creditors can no longer collect a dime from you.
If before your filing you set up an automatic payment plan - authorizing them to debit your account for the monthly payment call them up and revoke that authorization. Also notify your bank NOT to honor those pre-authorized withdrawals any longer.