Pulling credit

[Logan]

Yeah, we pull credit all day long for people. I don't get in trouble.

My question still has not been answered. Is it ok to run a person's credit BEFORE the 341 if there is no intention in making a purchase?

There is no reason not to pull your credit. I'm a little more than a year out of BK and have applied for 5 CC and 2 car loans. That's 7 credit pulls with the most recent in November. I probably had 9 credit pulls since I was denied once or twice.

I just had my credit pulled by a mortgage company today.....666 684 and 698.

Logan

[halloweendmb1]

Just used creditkarma.com and that was useless. Says my score is a 672. I HIGHLY doubt that considering I filed on 12/29 and my beacon was 608. I'd imagine it wouldn't even have had an effect at this point.

I also thought I'd be able to see my report, its just a score.

I work with credit reports all day. Many of these online agencies don't give you the FICO score which is vitual if you need to apply for credit. My experience is if you call them and ask them they admit they do not give you a fico.

[halloweendmb1]

There is no reason not to pull your credit. I'm a little more than a year out of BK and have applied for 5 CC and 2 car loans. That's 7 credit pulls with the most recent in November. I probably had 9 credit pulls since I was denied once or twice.

I just had my credit pulled by a mortgage company today.....666 684 and 698.

Logan

did you get a loan approval for a mtg?

[Logan]

did you get a loan approval for a mtg?

Yes I did with 5% down and less than 2 years out of BK for $400,000 home.

At least that's what the guy told me.

Logan

[Intoodeep80]

Yes I did with 5% down and less than 2 years out of BK for $400,000 home.

At least that's what the guy told me.

Logan

Congrats!! I hope the same goes for me post bk7.

[pookieny]

I can acces Lexis/Nexis at my job but I wouldn't even dare to do it on myself.