Advice please! Being sued by a creditor for a older credit card debt It is right before the statute of limitations in my state ( ie month or so) This was a old visa account that has been since sold off to a sleezy collection agency What should I do I am thinking of filing chapter 7
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Do you have other debts as well, or just this? Whether or not chapter 7 is right for you depends on your total debts, income, and expenses.Most of my information is from personal experience or HOURS and HOURS of online research. When you're searching online, keep in mind there is no guarantee that the info is completely up to date, and your situation is unique from anyone else's. Do your homework, and consult with an attorney so you can make an informed decision. -
I would see if you can work out a settlement first before looking at alternatives. Can you offer then $4k to go away? That might work.Comment
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