Where Does Student Loan Payment Go in Means Test?

[pcn]

Is it part of the unsecured credit amount you enter? I didnt see it when I ran one, and it would impact the test & my disposable income, right? Where is it considered? Thanks.

[DebtStinks]

[ska]

My attorney did not include them in the means test. I was bummed, because this is something I have to pay, it will not get discharged. Weird.

[jennordhavn]

I did not include them on my means test (I passed anyways) but did include them on Schedule J as an expense. It was not questioned by the trustee.

[ska]

Were you in deferment when you filed or were you already scheduled to start paying the loans back?

[pcn]

Were you in deferment when you filed or were you already scheduled to start paying the loans back?

If this is to me, I have been in repayment 15 yrs.

[yuckhatethis]

I did not include them on my means test (I passed anyways) but did include them on Schedule J as an expense. It was not questioned by the trustee.

That's exactly what I did as well.

[pcn]

[jennordhavn]

Were you in deferment when you filed or were you already scheduled to start paying the loans back?

I only included the amount I actually pay right now. The bulk of my loans are in deferment and I didn't include those payment amounts. I did indicate in the "changes" section that my loan payments would increase in Oct. 09 (that is when my deferment ends).