Gambling And The 341 Meeting

[FloridaGirl]

I agree Sunshine.

Sobroke, I see your point, but I also paid an attorney to handle my case properly. That didn't happen. I just think it looks better if you have things the trustee asks for at the meeting.

[alice0427]

I feel as helpless as the OP sometimes. My atty has said everything looks just fine to her, but I keep looking for the "what ifs" in the situation. I keep thinking about all the ways this can go wrong, and most of them aren't really valid anyway. We have a non-fraudulent bankruptcy that came about as a result of four huge life changes that occurred within a year of each other. We have all the documentation we need, everything can be explained, and we qualify for Chapter 7.

I don't know why I keep freaking out. I guess it's because I can't believe that after two years of struggle and worry that this could all finally be over and we can make that "fresh start" that bankruptcy promises.

[sunshine08]

What ifs are normal, as well as the nausea, etc. I think you also put it best when you said you couldn't believe how easy it was. I don't want to ever go thru this again, especially under the new law, but it was alot easier and less complicated than I thought. If I had known of this forum(if it existed then that is) or how debt consolidation was going to be I would have went that route 3 years ago.
But hind sight is 20 20.

[Pinktiger]

I have to disagree because I will be the forst to say that is what your attorney is for BUT we saw SEVERAL cases that the attorney's or those filing pro se that the trustee had many "flag" and was not happy with the answers he received. He did give them time (always was 2 weeks from that day) if you have to request paperwork that you can't find it may take more than two weeks. We had the best attorney, but I can' t say the same for almost everyone else there that day.
Many of the attorney's were not prepared for the cases, it was extrremely obvious that they weren't very familiar with the people or the cases.
So, it is easier to be prepared that sweat it out at the meeting when you see case after case of cases continued or information requested.
Just my 2 cents worth.

My 341 is scheduled for Oct. 12. The trustee sent me instructions, telling me what to bring. My attorney also sent me instructions telling me what to bring. My attorney's assistant, by the way, made sure that the file they are bringing to court has all the documents requested by the trustee.
So we have everything in order and are ready.
I was told NOT to bring anything the trustee did not ask for, and to not bring financial information not requested.
I was not asked to bring bank statements. The attorney checked my balance on the day of filing and put that on the form.
I'm not going to stress out. The main thing I see, from looking at Pacer, is that people get into trouble for keeping tax refunds they receive that they are told to turn over. They also get into trouble for not bringing the documents requested after having been continued more than once, or for not providing sufficient information to the court.
Many of these are Pro se cases, or have lawyers who are not accustomed to dealing with BK.
Frankly, I think a lawyer is crazy for NOT getting into BK. It looks as though it is a booming business, and the process is rather cut and dried. Of course, with the new law, that will all change.